Your Mortgage Questions
Have a Home Here
We’re here to help you make the right move.
How Can I Help?
Clear options, real answers, &
support you can trust.
01
Get Clear on Your Budget
We start with a simple
conversation and a quick
pre-approval, so you know
exactly what you qualify for
and what monthly payment
feels comfortable.
02
Explore Your Loan Options
I’ll break down each option in
a way that’s easy to understand. No jargon, no pressure, so you can make a confident, informed choice.
03
Partner With Your Realtor & Start Shopping
Once you're pre-approved, you and your agent can shop with certainty. I stay connected so your offer is strong, supported, and competitive.
04
Close With Confidence
From underwriting to signing day, I keep you updated and supported. No surprises, just a smooth path to the keys.
Get Started
Not sure where you stand?
Take my 3-minute Homebuyer
Readiness Quiz for a quick, friendly snapshot of where you are in the
process.
You’ll get personalized insights, next
steps, and a better sense of your
timeline, without any pressure.
Start your Pre-Approval
Fast, clear, & easy to get started
What You'll Need to Get Started
A simple checklist to make things easy
What Not to Do Before Buying
Avoid most common mistakes
About Me
I’m Megan, a Pacific Northwest native with 20+ years of experience helping buyers and
homeowners navigate the mortgage process with clarity, consistency, and a personal touch.
I blend modern tools with real human guidance to make home financing feel
steady, thoughtful, and easy for clients across WA, OR, AZ, and CA.
Stories From Homeowners Like You.
Hearing from the people I’ve helped says more than I ever could.
I’m grateful to work with buyers and homeowners who want
clear communication, steady support, and someone they can
truly rely on during a major financial decision.
"Megan was fantastic to work with.
Greatly appreciated her
professionalism, clarity,
availability and knowledge of the
closing process. Her friendly
upbeat demeanor and willingness
to address any of our questions or
concerns. Would highly
recommend Megan! Can’t thank
her enough for all she does."
- zuser201811121218548 from Gig Harbor, WA
"Megan was our lender for the purchase of our first house.
The whole process was uncharted territory for my wife and me, which Megan understood. She helped us through the entire
thing, responding to our questions all hours of the day via email, phone calls, or even video messages. Her entire team were consummate professionals, all proficient in their own areas of expertise. They worked hard to earn our business, and I really came to respect their work ethic. When it came time to lock in our rate, Megan was able to finagle and provide an option that we didn’t realize until much later was fantastic. We knew it was good, but not until chatting with our friends in the same situation just how good. I would recommend Megan and her team to anyone interested in home-buying, whether first-time buyers or multiple. They did their jobs very well and provided the best possible solution for us."
- Riley Wilson from Olympia, WA
"Working with Megan made our first home buying process extremely smooth. She is organized, quick to reply, informative, and easy to work with. Megan made the entire process very simple and was fast to answer all of my questions very thoroughly. She provided all of the information we needed in order to make a decision on the right home for us, and walked us through the closing process so we felt confident getting to the closing line. I appreciate Megan and her team for all of the work they did to get us into our new home. I highly recommend Megan with Canopy Mortgage." - Cassidy Anderson from Gig Harbor, WA
"Always communicated with realtor, making a smooth buying process. Give her the papers they request and they will get the work done. Closing went very smooth." - HudsonPicker from Kennewick, WA
Megan Higgs
Sales Manager | Loan Officer
NMLS# 77202
Branch NMLS# CL-2499521 | 2499521 | 1047981
Corporate License #1359687
5727 Baker Way NW, Suite 102 Gig Harbor, WA 98332
+13607313464
Branch Phone: 253-649-4041